The Evil Bourgeois Pigs who Run Financial Institutions

Miss Cranky Pants was recently on the receiving end of a series of shocking letters from Visa threatening maiming, fire-bombing of her residence and reporting to credit bureaus. And for what?! you might demand, loyal reader.

Indeed, Miss Cranky Pants has been called many things, but fiscally irresponsible she is not.

It seems that despite multiple check requests on my part to my bank to pay off portions of my latest credit card bill, Visa has not received a single one. What in God's name do they do in Florida? Do my checks get sucked into the Everglades? Are Floridians as incapable of opening and cashing checks as they are determining hanging chads? Or perhaps this is my bank's fault as they head into the financial nadir created by the most recent of economic downturns? Or maybe it's the fault of our fine postal employees who are surely known for their sterling professionalism and mental stability?

Regardless of any of these questionable variables, imagine my shock and dismay when I continued to receive threatening letters from Visa. Moi? Surely not! Me? The most anal-retentive of bill-payers? Years of timely payments and responsible fiscal behavior down the drain! Imagine my carefully guarded credit score getting flushed down the tubes because of incompetence on the part of some nameless mouth-breather. ME?! You're suspending my account privileges? Do you realize that if my credit score was an SAT score, I'd be in the IVYs?

So, short of dropping this check off in Florida, I put a stop to all pending checks and dropped the check in the damn mail myself. So much for this automated bill pay crap. Soon, I hope that that Visa will see the error of its ways and come crawling back. After some groveling, I might reconsider my scathing opinions. But, for now, I am content to stew in my bitterness and anger and not using of my Visa card.